Insured Investments

Retirement Plus

Can help provide predictable, sustainable, and potentially increasing retirement income for your life as early as age 55.

  • Ensures never running out of income in retirement
  • Income credits on deposits to help you reach your retirement goals
  • No additional insurance fees (above MER)
  • Access to your money when you want it or need it
  • Access to full suite of funds and award-winning fund managers
  • Benefits that ensure the smooth transition of your estate
  • Potential creditor protection
  • RRIF minimum Guaranteed

Pension Builder

  • Dependable income for your retirement
  • Addresses the funding gap for retirees
  • Available for ages 50 to 80
  • Payout on death to a beneficiary and Joint Life option
  • Smooth transition of estate and minimize probate
  • Easy, simple, no fees for the insured income feature
  • RRIF minimum Guaranteed

Ideal Signature 2.0

  • 75% and 100% death and maturity guarantees on your investment available
  • Option to ‘lock in’ market gains
  • Added benefits for RRIF accounts
  • Protect the investment you’d like to leave to your beneficiaries – potential by-pass probate
  • Potential creditor protection
  • Payout Benefit Guarantee option