GIC’S

Manulife Investments Basic GIC Accounts are simple investments that can bring an important element of security to a financial plan because there is no exposure to the market.

GICs from Manulife Investments offer very competitive rates and 30-day rate guarantees.  In addition, a Manulife Investments GIC provides insurance company benefits, such as tax advantages for non-registered contracts, the ability to pass on money tax-free to beneficiaries, and potential creditor protection.  A Large Case Program is also available for clients with GIC assets of $500,000 or more.

Two investment options are available:

Manulife Investments Basic GIC Account (cashable)

  • Offers a half-year rate bonus by adding six months to a standard term length
  • Allows investors to align maturity dates with future investment plans, expenditures, or lifestyle changes
  • Provides the flexibility to cash in if the need arises*

Manulife Investments Basic GIC Non-cashable Account

  • Offers a higher rate compared to a standard term in the Basic GIC Account (cashable)
  • Allows investors to align maturity dates with future investment plans, expenditures, or lifestyle changes

Note: A Daily Interest Account is also available. This is a convenient place to “park” money while clients take time to make longer-term investment decisions.