Critical Illness Insurance

No one plans to get sick, but when an unexpected life-threatening illness happens, you can help yourself and your family by being financially prepared.  This allows you to focus on one thing – getting better.

Cash When You Need it Most!

Critical illness insurance is designed to help financially support patients during and after illness by providing a lump-sum benefit (after a survival period) when a critical illness is diagnosed. The survival period, also known as a waiting period varies by illness but most pay after 30days.

What is Covered?

The type of illnesses covered differs from company to company.  Simple plans cover as little as three illnesses (cancer, heart attack and stroke) and other more comprehensive plans cover as many as 25 illnesses.  Some of the more common illnesses covered include:

  • cancer
  • heart attack
  • stroke
  • coronary artery bypass
  • blindness
  • Alzheimer’s
  • Parkinson’s
  • multiple sclerosis
  • organ transplants
  • kidney failure
  • paralysis

What Happens now? Is My Diagnosis Correct?

Most plans come with a service called Best Doctors.

Imagine the anxiety and uncertainty that comes with understanding a diagnosis of cancer, multiple sclerosis or any other critical illness.  There are very few people that are lucky enough to have a doctor in the family to provide guidance and peace of mind.  Most of us are left to find answers on our own

  • What happens now?
  • Is my diagnosis correct; how can I be sure?
  • What are my treatment options?
  • Can I get the treatment I need in Canada?

The questions are endless …

Best Doctors provides answers to your important questions and guides you and your doctor in developing or fine tuning the road map to your care and recovery.

Let’s Talk

Financial protection from a critical illness allows you to focus on your journey to good health.  A review of your options and recommended insurance amount is encouraged.   Let us help.